:root{--navy:#0b2545;--navy-deep:#071a33;--red:#f2a900;--red-dark:#cf8f00;--bg:#f4f6f9;--card:#fff;--ink:#15233b;--muted:#5d6b80;--line:#e3e8ef;--green:#1d8a4e;--gold:#d9a521;--radius:14px;--shadow:0 1px 2px #0b25450f, 0 6px 18px #0b254512}*{box-sizing:border-box}html,body{margin:0;padding:0}body{background:var(--bg);color:var(--ink);-webkit-font-smoothing:antialiased;font:16px/1.55 system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif}a{color:var(--navy)}.wrap{max-width:960px;margin:0 auto;padding:0 20px}.site-header{background:var(--navy);color:#fff}.site-header .wrap{align-items:center;gap:16px;height:62px;display:flex}.brand{letter-spacing:.2px;color:#fff;font-size:19px;font-weight:700;text-decoration:none}.brand span{color:var(--red)}.site-header nav{align-items:center;gap:14px;margin-left:auto;display:flex}.site-header nav a,.site-header nav form button{color:#cfe0f5;cursor:pointer;background:0 0;border:0;padding:0;font-family:inherit;font-size:14px;text-decoration:none}.site-header nav a:hover,.site-header nav form button:hover{color:#fff}.disclaimer{background:var(--navy-deep);color:#9fb3cc;text-align:center;padding:7px 0;font-size:12.5px}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:22px}h1{letter-spacing:-.2px;margin:0 0 6px;font-size:27px}h2{margin:0 0 10px;font-size:19px}.muted{color:var(--muted)}.small{font-size:13px}label{margin:14px 0 5px;font-size:13px;font-weight:600;display:block}input[type=text],input[type=email],input[type=password],select{border:1px solid var(--line);width:100%;font:inherit;color:var(--ink);background:#fff;border-radius:10px;padding:10px 12px}input:focus,select:focus{outline:2px solid var(--navy);outline-offset:1px}.check{align-items:flex-start;gap:9px;margin:16px 0 4px;font-size:13.5px;line-height:1.45;display:flex}.check input{flex:none;margin-top:3px}.btn{background:var(--navy);color:#fff;font:inherit;cursor:pointer;border:0;border-radius:10px;padding:11px 18px;font-weight:600;text-decoration:none;display:inline-block}.btn:hover{background:var(--navy-deep)}.btn:disabled{opacity:.55;cursor:default}.btn-gold{background:var(--red);color:var(--navy-deep)}.btn-gold:hover{background:var(--red-dark)}.btn-row{align-items:center;gap:10px;margin-top:18px;display:flex}.linklike{color:var(--navy);cursor:pointer;font:inherit;background:0 0;border:0;padding:0;text-decoration:underline}.notice{border-radius:10px;margin-top:16px;padding:11px 13px;font-size:13.5px}.notice-err{color:#a32d2d;background:#fdf2f2;border:1px solid #f3c9c9}.notice-ok{color:var(--green);background:#f0f8f3;border:1px solid #c4e3d1}.kv{grid-template-columns:190px 1fr;gap:8px 16px;font-size:14.5px;display:grid}.kv dt{color:var(--muted)}.kv dd{margin:0;font-weight:600}.pill{color:var(--navy);background:#eef2f7;border-radius:999px;padding:3px 9px;font-size:12px;font-weight:700;display:inline-block}.pill-warn{color:#b45309;background:#fff5e0}.pill-ok{color:var(--green);background:#e8f5ee}.legal{line-height:1.65}.legal h2{border-top:1px solid var(--line);margin:32px 0 10px;padding-top:20px;font-size:19px}.legal h2:first-of-type{border-top:none}.legal h3{margin:22px 0 8px;font-size:16px}.legal p,.legal li{color:var(--ink)}.legal ul{padding-left:20px}.legal li{margin-bottom:6px}.legal blockquote{border-left:3px solid var(--red);background:var(--card);border-radius:0 8px 8px 0;margin:16px 0;padding:10px 16px}.legal blockquote p{margin:0}.legal code{background:var(--card);border:1px solid var(--line);border-radius:5px;padding:1px 5px;font-size:13px}.legal hr{border:none;border-top:1px solid var(--line);margin:28px 0}.legal table{border-collapse:collapse;width:100%;margin:16px 0;display:block;overflow-x:auto}.legal th,.legal td{border:1px solid var(--line);text-align:left;vertical-align:top;padding:8px 10px;font-size:14px}.legal th{background:var(--card)}